FORE!!!!!PLAY!!!!
Sex is more than just good old fashioned penetration. Besides kissing on the lips there is kissing on the; neck, ear, arm, pelvis, bellybutton, nipples, knees...to mention just a few. Touching! There is all kinds of touching; soft, stroking, w/ nails and finger tips, palms, hard, w/ a feather, a scarf, message, blowing air on certain body parts...oh god...there is so much more. Talking! Nothing can turn a woman on more than a long conversation that has lots of depth...yep...you guys may not like it BUT we do...so get over it.
Sex before marriage isn't as taboo as it use to be but I think we might have become a little extreme. Waiting for marriage is a personal choice and if you feel it is what you want to do...well, then congrats!!! Enjoy being physical w/o the final act. It is a good time to practice. When you finally do marry and have actual intercourse than you will be a head of the game. Most guys don't take the time to really investigate foreplay...what a shame! Not only that but your lady will know you really care.
My only caution is this: foreplay is a very powerful experience and you might be tempted to go to the final act of the show. There are ways to relieve tension w/o actually going that far... you can mutually explore that...but if you trying to wait...use caution. Oh yeah...and I hope like hell you are old enough to even do foreplay...
Good luck!
You are your own creator...follow no one elses script for your life.